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Cat Credits are immediate credit discounts that are earned through a promotion or by redeeming Cat Vantage Rewards. They can be used to pay for qualifying purchases – including parts, service, rentals, and more – at any Carter Machinery store location, online through, or via the Cat Central mobile app.

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Eligible Cat Card holders earn points on qualifying purchases made using their Cat Card via the Cat Vantage Rewards program. Those points are then redeemable for Cat Credits. If you don’t have a Cat Card yet, sign up for one today – it takes just minutes to apply! The other way to earn credits is through special promotions or incentives offered periodically from Carter Machinery, Caterpillar®, or Cat Financial.


Your Cat Credits will arrive via an email certificate. You can print the certificate or show it on your phone at any Carter Machinery location, or use your Credits for online purchases at or in the Cat Central app. Simply choose “Cat Credits” as your payment method during checkout and enter your certificate number to apply the Credits.

Watch our quick tips video below ON USING CAT CREDITS TO PAY AT PARTS.CAT.COM

*Cat Credits may be used on future purchases of parts, service, sales, rentals, and work tools at participating Cat dealers and with approved online retailers. Cat Credits are also accepted on Cat Central and in-dealership. Availability to use Cat Credits on and Cat Central varies by dealer. You can’t purchase new equipment with Cat Credits. You also can’t apply them toward items purchased for personal, family or household use; apply them to a dealer house account; or use them to pay down existing debt, unless you are a Special Services Recipient. Neither Caterpillar nor any of its dealers are responsible for lost or stolen Cat Credits. View complete Cat Credits terms, conditions, and eligibility at

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